At Specialist4 we have a wide range of different business insurance products to ensure your livelihood is properly protected. We can help whether you are a sole trader or a corporation, a customer-facing business, or a back office. We can build the business insurance cover that meets your needs no matter if you want simple cover for your premises or liability insurance for your customers and staff.
Business Insurance
What is business insurance?
What is business insurance?
Business insurance policies can vary depending on not only who the provider is, but the type of business you operate. In general terms, this cover is designed to protect your business against a wide number of risks – and, in some cases, meet legal requirements - for example:
- damage to your premises and contents such as cash or computer equipment;
- financial assistance in case of claims against you for slander or libel;
- liability insurance;
- industry specific cover (for example, accountants / solicitors are required by law to have insurance).
What does business insurance typically cover?
What does it typically cover?
Typically business insurance may:
- protect your business premises, including the contents;
- include or provide the option to add employers’ liability insurance and public liability cover;
- be tailored to suit your own specific business needs. For example, if you own a hairdressing business, your requirements may be different to that of an accountancy business.
Who is business insurance suitable for?
Who is business insurance suitable for?
- if you run a business, whether you are a sole home worker, an SME, or a big corporate, there may typically be a need for specific cover;
- there is a legal requirement to have employers’ liability insurance if you have employees, even those that are part-time;
- contractors may find that their bid for a job is only considered if they have public liability insurance;
- anyone who works in an advisory capacity and whose advice affects the client may require the peace of mind offered by public indemnity cover.
Summary
Summary
Business insurance offers a wide range of protection to meet your own unique business needs. With so many options, it is important that you ensure you have the most appropriate cover - and that is where we can help. We are specialists in the provision of business insurance, so why not get in touch to see how we can help you protect your business?
